Investment financing is crucial for the business development of companies. Assets eligible for financing include warehouses, commercial properties, houses, apartments, heavy machinery, and similar assets. Banks categorize investment financing into two types: business-focused (such as land purchase, warehouses, commercial properties, heavy machinery, trucks, villas, rental houses) and non-business-focused (such as personal vehicles, residential homes). Applications for investment financing must meet these criteria to avoid automatic rejection.
We assist domestic and international clients in finding the best solutions to meet their financing needs. Our focus includes credit limit amounts, credit costs, and strategies to minimize bad debt risks.
Other Services
Loan Restructuring
Restructuring is a condition where a company experiences changes in cash flow, necessitating a restructuring of debt obligations with banking institutions. Clients often face challenges as minority debtors compared to banks as creditors. This situation can hinder the restructuring process, which requires expertise and commitment in formulating company cash flow projections. If a client's restructuring proposal is rejected by the bank, it can lead to bad debts and collateral seizure by the bank. We assist clients in avoiding bad debts through comprehensive restructuring processes. This allows clients to meet payment obligations based on the company's cash flow conditions until financial recovery is achieved.
Export-import financing is a type of financing focused on businesses engaged in international trade activities. More complex than conventional working capital financing, this type of financing involves structured credit facilities and intricate documentation requirements, specifically designed to support export and import transactions.
We assist clients in:
1. Understanding international trade policies, payment instruments such as letters of credit, documents against payment/acceptance, document collections, invoice financing, and hedging facilities.
2. Preparing banking requirements for clients involved in international trade.
3. Obtaining favorable foreign exchange rates.
4. Assisting in transaction reporting on Simodis, a platform for monitoring international trade transactions.
Working capital is a primary need for companies to conduct their business activities. One of the main sources of alternative capital is working capital credit facilities provided by banking institutions. The complex and dynamic global economic developments drive banking institutions to have internal policies in providing credit facilities to potential borrowers. The key criteria for this financing include principles of good corporate governance, healthy financial ratios, economic sustainability, and ESG principles (Environmental, Social, and Governance). Various types of banking facilities such as overdrafts, cash loans, passive working capital loans, revolving loans, and others have different features according to the prospective borrower's business model. It is important for the selected credit facility to align with the business model to avoid inefficiencies and bad debt risks in the future. We assist both domestic and international clients in understanding and finding the best solutions to meet their credit facility needs aligned with their business nature. Our primary focus is on credit facility structures, credit limit amounts, credit costs, and strategies to minimize bad debt risks.
Restructuring is a condition where a company experiences changes in cash flow, necessitating a restructuring of debt obligations with banking institutions. Clients often face challenges as minority debtors compared to banks as creditors. This situation can hinder the restructuring process, which requires expertise and commitment in formulating company cash flow projections. If a client's restructuring proposal is rejected by the bank, it can lead to bad debts and collateral seizure by the bank. We assist clients in avoiding bad debts through comprehensive restructuring processes. This allows clients to meet payment obligations based on the company's cash flow conditions until financial recovery is achieved.
Export-import financing is a type of financing focused on businesses engaged in international trade activities. More complex than conventional working capital financing, this type of financing involves structured credit facilities and intricate documentation requirements, specifically designed to support export and import transactions.
We assist clients in:
1. Understanding international trade policies, payment instruments such as letters of credit, documents against payment/acceptance, document collections, invoice financing, and hedging facilities.
2. Preparing banking requirements for clients involved in international trade.
3. Obtaining favorable foreign exchange rates.
4. Assisting in transaction reporting on Simodis, a platform for monitoring international trade transactions.
Working capital is a primary need for companies to conduct their business activities. One of the main sources of alternative capital is working capital credit facilities provided by banking institutions. The complex and dynamic global economic developments drive banking institutions to have internal policies in providing credit facilities to potential borrowers. The key criteria for this financing include principles of good corporate governance, healthy financial ratios, economic sustainability, and ESG principles (Environmental, Social, and Governance). Various types of banking facilities such as overdrafts, cash loans, passive working capital loans, revolving loans, and others have different features according to the prospective borrower's business model. It is important for the selected credit facility to align with the business model to avoid inefficiencies and bad debt risks in the future. We assist both domestic and international clients in understanding and finding the best solutions to meet their credit facility needs aligned with their business nature. Our primary focus is on credit facility structures, credit limit amounts, credit costs, and strategies to minimize bad debt risks.
Restructuring is a condition where a company experiences changes in cash flow, necessitating a restructuring of debt obligations with banking institutions. Clients often face challenges as minority debtors compared to banks as creditors. This situation can hinder the restructuring process, which requires expertise and commitment in formulating company cash flow projections. If a client's restructuring proposal is rejected by the bank, it can lead to bad debts and collateral seizure by the bank. We assist clients in avoiding bad debts through comprehensive restructuring processes. This allows clients to meet payment obligations based on the company's cash flow conditions until financial recovery is achieved.
Export-import financing is a type of financing focused on businesses engaged in international trade activities. More complex than conventional working capital financing, this type of financing involves structured credit facilities and intricate documentation requirements, specifically designed to support export and import transactions.
We assist clients in:
1. Understanding international trade policies, payment instruments such as letters of credit, documents against payment/acceptance, document collections, invoice financing, and hedging facilities.
2. Preparing banking requirements for clients involved in international trade.
3. Obtaining favorable foreign exchange rates.
4. Assisting in transaction reporting on Simodis, a platform for monitoring international trade transactions.
Working capital is a primary need for companies to conduct their business activities. One of the main sources of alternative capital is working capital credit facilities provided by banking institutions. The complex and dynamic global economic developments drive banking institutions to have internal policies in providing credit facilities to potential borrowers. The key criteria for this financing include principles of good corporate governance, healthy financial ratios, economic sustainability, and ESG principles (Environmental, Social, and Governance). Various types of banking facilities such as overdrafts, cash loans, passive working capital loans, revolving loans, and others have different features according to the prospective borrower's business model. It is important for the selected credit facility to align with the business model to avoid inefficiencies and bad debt risks in the future. We assist both domestic and international clients in understanding and finding the best solutions to meet their credit facility needs aligned with their business nature. Our primary focus is on credit facility structures, credit limit amounts, credit costs, and strategies to minimize bad debt risks.
